How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
Certificate of financial responsibility filed by your carrier with the state DMV. Required after DUI, reckless driving, or driving without insurance in 49 states.
Non-Owner SR-22
Liability policy for drivers without a vehicle who need SR-22 filing to reinstate a suspended license. Costs $25-$50/month on average, with lower premiums than standard SR-22.
Liability Insurance
Covers injury and property damage you cause in an at-fault accident. State minimums range from $25,000/$50,000 in California to $50,000/$100,000 in Alaska.
Uninsured Motorist Coverage
Protects you when hit by a driver with no insurance. Required in 20 states; optional but recommended in the remaining 30.
Non-Standard Auto
Coverage for drivers with DUI convictions, multiple violations, or suspended licenses. Premiums run 40-200% higher than standard rates depending on violation severity.



