The General After Kansas DUI
You lost your license after a Kansas DUI arrest and The General appeared when you searched for SR-22 coverage. The carrier writes non-standard auto insurance in Kansas and files SR-22 certificates with the Kansas Department of Revenue Driver Control Bureau. That makes them a viable option for post-DUI coverage. But Kansas runs a dual-track suspension system for DUI cases: the administrative track through KDOR (triggered by your breath or blood test under K.S.A. 8-1002) and the judicial track through the court that hears your criminal case. Both tracks impose separate suspension periods and separate reinstatement requirements. Your SR-22 filing must satisfy both.
The General files SR-22 with KDOR's administrative system. That covers the administrative suspension reinstatement requirement. But if your court orders specific insurance minimums or additional coverage as a condition of restricted driving privileges (Kansas's term for hardship licenses), you need to verify The General's policy meets those court-ordered terms. Some courts impose higher liability limits than Kansas's statutory minimums ($25,000 per person / $50,000 per accident / $25,000 property damage under state law). The General offers liability policies that meet and exceed state minimums, but the court's specific requirements control what you need to carry.
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Get Your Free QuoteKansas DUI Premium Range
$140–$220/mo
Post-DUI Kansas drivers with The General typically pay $140–$220 per month for minimum liability plus SR-22 filing. Your actual rate depends on your county (Johnson and Sedgwick counties run higher due to density), your age, and your violation history beyond the DUI. Estimates based on available industry data; individual rates vary.
Kansas non-standard carrier rate surveys, 2024
Kansas Dual-Track DUI Suspensions
Kansas DUI arrests trigger two separate suspension processes that run concurrently or consecutively. The administrative suspension begins when KDOR receives your breath or blood test results showing 0.08% BAC or higher. First-offense administrative license suspension (ALS) under K.S.A. 8-1002 is 30 days hard suspension (no driving allowed) followed by 330 days restricted. Second-offense ALS is 1 year hard suspension. This happens regardless of whether you are eventually convicted in criminal court.
The criminal court imposes its own suspension as part of sentencing if you are convicted. These two suspensions can overlap in time but have separate reinstatement requirements. To get your full license back, you must satisfy both KDOR's administrative reinstatement conditions (SR-22 filing, reinstatement fee, ignition interlock device installation under K.S.A. 8-1015) and any court-ordered conditions (DUI education, treatment, ignition interlock compliance reporting). The General's SR-22 filing satisfies KDOR's insurance requirement but does not automatically satisfy court-ordered conditions unless the court explicitly accepts it.
Kansas allows DUI diversion agreements that, if completed successfully, avoid conviction. Diversion resolves the judicial track but does not eliminate the administrative ALS suspension. Even if you complete diversion and avoid a DUI conviction on your record, you still face the KDOR administrative suspension and must meet KDOR's reinstatement requirements including SR-22.
Kansas courts and KDOR impose separate insurance requirements for the same DUI. Your SR-22 filing must satisfy both systems or you stay suspended on one track even after clearing the other.
What The General SR-22 Filing Covers
The SR-22 is a certificate your carrier files with KDOR proving you carry at least Kansas's minimum liability coverage. Kansas law requires continuous SR-22 filing for 1 year post-reinstatement for DUI-related suspensions (some states require 3 years; Kansas statute specifies 1 year for most first-offense DUI cases, though your court order or KDOR reinstatement letter may impose a longer period). If The General cancels your policy or you cancel it yourself during the SR-22 period, the carrier must notify KDOR within 15 days. KDOR will suspend your license again immediately upon receiving the cancellation notice. There is no grace period. Lapse equals suspension.
The SR-22 filing itself costs $15–$25 as a one-time processing fee at policy inception. The General includes this in your first premium payment. The ongoing cost is the monthly premium for the liability policy itself, not the SR-22 certificate. Drivers confuse these: the SR-22 is the paperwork, the liability policy is the insurance. You are paying for the policy; the SR-22 just proves you have it. The General's $140–$220/mo range reflects post-DUI liability premiums in Kansas, not the SR-22 fee.
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Ignition Interlock and Restricted Driving Privileges
Kansas requires ignition interlock device (IID) installation as a condition of reinstatement or restricted driving privileges for DUI suspensions under K.S.A. 8-1015 and 8-1016. If you apply for restricted driving privileges through the court after your 30-day hard suspension expires, the court will order IID installation. The General's SR-22 filing does not exempt you from IID requirements. You need both: SR-22 proving you carry insurance, and IID installed in any vehicle you operate.
Restricted driving privileges in Kansas allow court-approved travel for work, school, medical appointments, and other court-defined purposes. The court sets the specific hours and routes at the time of issuance. To apply for restricted privileges, you must petition the court (not KDOR), provide proof of employment or necessity, submit your SR-22 proof of insurance, and comply with IID installation. The General can provide the SR-22 proof you need for the petition. But the court controls whether you receive restricted privileges, and KDOR separately controls your administrative suspension status. Both systems must clear before you regain full driving privileges.
IID costs $70–$100/month for device rental and monitoring, paid separately to the IID vendor (not your insurer). Kansas Division of Vehicles maintains a list of approved IID providers. The General does not provide or install IID equipment; that is handled by specialized vendors. Your total cost to operate legally during restricted privileges is The General's monthly premium plus IID rental plus any gas and maintenance for the approved travel.
Kansas DUI Reinstatement Fee
$200
Kansas charges $200 to reinstate your license after a DUI suspension (some states charge $50–$125; Kansas is mid-range). This fee is paid to KDOR Driver Control Bureau separately from your SR-22 insurance premium and separately from any court fines. The reinstatement fee covers administrative processing and is non-refundable.
Kansas Department of Revenue reinstatement schedule
The General vs Other Kansas SR-22 Carriers
The General is one of eight carriers confirmed to write SR-22 in Kansas: The General, Progressive, GEICO, State Farm, Bristol West, Dairyland, National General, and USAA (military only). Non-standard carriers like The General, Bristol West, and Dairyland specialize in high-risk drivers and typically offer faster quoting and fewer underwriting barriers than standard carriers. Standard carriers like State Farm and Progressive write SR-22 but may decline post-DUI applicants or quote higher premiums than non-standard specialists.
Kansas is a competitive SR-22 market. The General's $140–$220/mo range for post-DUI liability overlaps with Bristol West and Dairyland. Progressive and GEICO often quote $120–$200/mo for similar coverage but may impose stricter underwriting (declining drivers with multiple violations or recent accidents). State Farm writes SR-22 in Kansas but rarely offers the lowest rate for DUI drivers. Non-owner SR-22 policies (for drivers without a vehicle who need SR-22 to reinstate) run $30–$60/mo across all carriers; The General writes non-owner policies and files SR-22 for them.
Next Step
The General writes SR-22 for Kansas DUI drivers and files correctly with KDOR. Their rates fall in the middle of the Kansas non-standard market. Whether they are your best option depends on your county, your violation history, and whether you need non-owner coverage. Kansas's dual-track suspension system means you need coverage that satisfies both KDOR administrative requirements and any court-ordered insurance minimums. The General's SR-22 filing handles KDOR's requirement; you must verify separately that the policy limits meet your court order.
Compare The General's quote against Bristol West, Dairyland, Progressive, and GEICO. Request quotes from at least three carriers writing SR-22 in your Kansas county. Provide your DUI conviction date, your suspension letter from KDOR, and any court order specifying insurance requirements. Carriers price post-DUI risk differently; a 20% rate spread between lowest and highest quote is common. See Kansas SR-22 carriers and get county-specific rate ranges on the state coverage page.